Hurricane Ida was a devastating wind event with much damage caused by fallen trees. The following is a brief explanation of the nature and extent of insurance coverage for fallen trees. Homeowners insurance will pay for tree removal in many cases following Hurricane Ida, but not all. It depends on where the tree falls in determining insurance coverage.
If Hurricane IDA blew your tree onto your home, or another structure like a shed, garage or fence, then the insurance company will pay full cost for removal of the tree
If Hurricane Ida blew down your tree –not destroying anything–your insurance company may not cover the cost of removal. Specifically, your insurance policy may not pay for the tree removal or will pay up to a stipulated amount (i.e. $500) for tree removal. You must read the fine print in your insurance policy to determine your coverage in such case.
Our firm has prosecuted over 2000 wind and flood claims since Hurricane Katrina. You can call us, at no obligation, if you have any questions about any aspect of your hurricane claim. Also, you can listen to our radio show âAll Things Legalâ on Sunday mornings from 8-10 on WWL 870 AM/105.3 FM/Audacy.com